About Us — Magnus Fiscus
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We don't just help businesses obtain financing. We help them become financeable.

Magnus Fiscus is a business consulting and capital advisory firm built around a simple observation: most declines have nothing to do with whether a business is good. They have to do with how the business looks on paper.

Our position

Most brokers submit your file. We rebuild it, then submit it.

Magnus Fiscus is a business consulting and capital advisory firm. We work with owners long before an application is ever sent — correcting credit, restructuring obligations, organizing financials, and building a profile that lenders can say yes to. The funding is the outcome, not the service.

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Financing and advisory programs under one roof

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Typical response time on a new file review

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From first review to funded — no black boxes

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Cost for the initial review of your business profile

What we actually do

A broker takes your file and sends it out. If a lender says no, the file comes back and the conversation ends. That model works fine for businesses that were already going to get approved.

We work the other side of it. Before anything gets submitted, we look at why a lender would decline — inaccurate reporting, thin or poorly structured credit, utilization, stacked advances eating the deposits, missing or disorganized documentation — and we address those things first. Then the file goes out.

Sometimes that means a client funds in a week. Sometimes it means we tell a client not to borrow yet, and spend ninety days fixing the profile instead. Both are the job.

The long-term view

Our goal is to provide long-term financial solutions rather than a single transaction:

  • Traditional business financingConventional term loans, lines of credit, equipment, and real estate.
  • SBA lending7(a) and 504 programs for acquisition, expansion, and refinance.
  • Commercial lendingStructured facilities matched to the asset and the cash flow.
  • Business credit improvementRepair and enhancement of personal and business profiles.
  • Debt restructuring consultingStrategy for businesses carrying more obligation than they can service.
  • Cash flow strategyUnderstanding what the business can actually support before adding to it.
  • Business growth planningSequencing capital so each facility is better than the last.
  • Private capital solutionsFor qualified businesses, on a relationship basis.

What we are not

We are a consulting and advisory firm. We are not a bank, a public lender, a debt settlement law firm, or a credit reporting agency, and we do not provide legal, tax, or accounting advice. On restructuring engagements we work alongside your CPA and attorney rather than in place of them.

Start with a conversation

No documents required to begin. Tell us where the business stands and we'll tell you what's realistic today, and what changes after the work.

Apply for a Consulting Call
  • Reviewed by a person, never automated
  • Straight answers, including "not yet"
  • One business day response
How it works

Four steps. No black boxes.

STEP 01

Review

We look at the whole picture — personal and business credit, bank statements, existing obligations, and what you're actually trying to accomplish. No cost, no obligation.

STEP 02

Strategy

You get a straight answer: what you qualify for today, what's blocking better terms, and whether repair, enhancement, or restructuring comes before the funding conversation.

STEP 03

Strengthen

We execute the plan — disputes, trade lines, utilization, creditor communication, financial organization — coordinating with your CPA and attorney where it matters.

STEP 04

Fund

With the file in position, we place you with the right program: SBA, conventional term, line of credit, equipment, real estate, or private capital.

Let's find out
what you actually qualify for.

One conversation, one honest assessment. Whether you're growing, stuck, or overleveraged — the first step is the same.

  • No cost and no obligation for the initial review
  • A straight answer, including when the answer is "not yet"
  • Your file is never blasted across the lending market

Request your review

Tell us where the business is today. We'll respond within one business day.

No spam, no file blasting. We reply within one business day.