Plain language about what Magnus Fiscus is, what we do not do, and how we handle your information.
Magnus Fiscus is a business consulting and capital advisory firm. We are not a bank, a public lender, a debt settlement law firm, a credit repair organization offering guaranteed outcomes, or a credit reporting agency. We do not provide legal, tax, or accounting advice. Nothing on this website constitutes an offer of credit, a commitment to lend, or professional legal or financial advice.
Credit review and dispute services involve challenging information that appears inaccurate, unverifiable, outdated, or incomplete, using legally available dispute methods. We do not remove accurate information from a credit report and no one can lawfully promise to do so. Outcomes depend on the contents of your file and the response of credit bureaus and furnishers. Score changes and approval outcomes are not guaranteed. You have the right to dispute information on your own credit reports directly with the bureaus at no cost.
Our restructuring work is consulting. We help business owners understand their options, organize their financial situation, coordinate with their CPA and attorney, and communicate more effectively with creditors while developing a realistic repayment strategy. We do not provide legal representation or legal advice, we do not guarantee that any creditor will agree to modified terms, and we do not guarantee any particular settlement, reduction, or outcome. Restructuring or settling obligations may have credit, tax, and legal consequences; consult your attorney and accountant.
All financing is subject to underwriting review, program availability, and third-party lender approval. Rates, terms, amounts, and timelines vary by program and by applicant, and are not guaranteed by Magnus Fiscus. Submitting an application or a request for review does not create an obligation for any party to extend credit.
Gap financing and business growth capital are private, relationship-based programs offered at our discretion to qualified businesses following underwriting review and evaluation of the overall business profile. These programs are not public lending products, are not available to all applicants, and availability is limited and may be withdrawn at any time.
Information you submit through this website — including your name, business name, email address, phone number, and the nature of your inquiry — is used to respond to your request and evaluate potential services. Where a file review is undertaken, additional documentation you provide is used solely for that purpose and shared only with parties necessary to pursue the solution you have asked us to pursue, such as lenders or underwriters.
We do not sell your personal information. We do not share your documentation with lenders or third parties without your authorization. Requests to access, correct, or delete information we hold can be made through the contact form or by contacting us directly.
The content of this website is provided for general informational purposes and may change without notice. Case examples, figures, and illustrations shown on this site are for demonstration and do not represent guaranteed or typical results. By using this website you agree that Magnus Fiscus is not liable for decisions made in reliance on general information presented here, and that any engagement is governed by the specific written agreement between us.
Questions about these disclosures, your information, or an engagement can be sent through our contact form and will be answered by a member of the firm.
One conversation, one honest assessment. Whether you're growing, stuck, or overleveraged — the first step is the same.
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